Sunday, August 1, 2010

Our Fundemental Is STROOOOOOOOONG

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Sunday August 1, 2010

Over 9,000 Malaysians declared bankrupt since January
By IWAN SHU-ASWAD SHUAIB
newsdesk@thestar.com.my


PETALING JAYA: Over 9,000 Malaysians have been declared bankrupt in the first six months of the year, accumulating bad debts up to RM12.4bil.


Stroooong pala bana sapa? theee hehe he he


Strong pala bana dia ke? Dah boleh SELARAS?? thee he he


Kalau betul2 stroooong.. takde la harga petrol naik..thee he he


Takde la nak mengapor duit dapor orang dapor...thee he he tak perlu lah nak mengapor duit rakyat 1Malaya..thee he he


Tepung gula tak perlu la naikkan harga..


Kalau betul2 STROOOOOONG..thee he he he tak seramai ini la yg jatuh bengkrap..


Ini belum check bengkrap kredit kad.


Insolvency Department director-general Datuk Abdul Karim Abdul Jalil said the “new bankrupts” included individuals who defaulted on credit card payments or vehicle, housing, personal and business loans.

The debts incurred by 9,129 borrowers between January and June this year exceeded the RM9.28 bil owed by 16,228 individuals during 2009, he said.



“About 40% of the bankrupts had borrowed from one or more financial institutions,” he told Mingguan Mstar, The Star’s Bahasa Malaysia weekly.

Department statistics showed that between Jan 2005 and June this year, 81,908 persons had been declared bankrupt, with accumulated borrowings of RM71.36bil.

During the same period, only RM281.99mil or 0.3% of the total borrowings had been repaid, said Abdul Karim.

The bankrupts, he added, were categorised into the borrower, and social and corporate guarantors.

“Not all debtors have jobs or assets that enabled them to settle their loans,” he noted.

“Without any financial sources, how are they to repay the loans? This has made distribution of dividends to creditors difficult as well as delayed the process of them being discharged from bankruptcy,’’ he said.

Of the total number of bankrupts, 4.66% were social guarantors while 5.32% were corporate guarantors.

He said 11,223 of the 81,908 people declared bankrupts in the past five years had obtained court orders discharging them from bankruptcy while 9,523 discharge cases were approved by the director-general.

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